The free money app
Invest smarter
Boost your savings
Just said “yes”? Start planning your future together with a single place to save for your wedding, track expenses, and stay on top of your budget. Set your marriage up for success - before you even say "I do."
Newly Engaged
Just got married? Start your journey together by setting up your first shared financial goals. Connect your accounts to understand "what’s ours" and "what’s mine." Then, easily track your spending as a couple and build habits that last a lifetime.
Newly Married
Buying a home? Take the guesswork out of what you can afford and keep track of all your new expenses. With Plenty, you and your partner can easily see how much you have and where your money is going—together.
Homebuyers
Just had a baby? Whether you're ready to get a clear picture of what you own or wondering why you still have five savings accounts, Plenty makes it easy to manage your family's finances in one place.
New Parents
Just said “yes”? Start planning your future together with a single place to save for your wedding, track expenses, and stay on top of your budget. Set your marriage up for success - before you even say "I do."
Newly Engaged
Just got married? Start your journey together by setting up your first shared financial goals. Connect your accounts to understand "what’s ours" and "what’s mine." Then, easily track your spending as a couple and build habits that last a lifetime.
Newly Married
4.8 out of 5
Plenty was founded to democratize access to financial products and tools that accelerate wealth building. Plenty Financial and affiliated entities. (“Plenty Financial”) provide a web, mobile, personal financial management and educational platform to consumers; some of these tools are freely accessible to all consumers, others require a fee-based subscription. Advisory services are provided in the form of software-first financial planning and investment advisory services for fee-based Subscribers. Plenty Financial RIA, LLC is an SEC-Registered Investment Advisor. Registration as an investment adviser does not imply a certain level of skill or training. All investments made are legally owned by you. Investment accounts are not bank guaranteed or FDIC insured. Investments are held in accounts at BNY Mellon - Pershing, one of the world’s largest securities servicing companies and are SIPC insured. Free trials apply to Plenty's membership fee; investing fees apply as per usual even during the free trial period. View our fee schedule for details.
*Plenty’s cash management product invests 99.5%+ of the portfolio in US-government backed securities as of July 2, 2024. Although the strategy seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. You could lose money by investing in the strategy. Plenty’s cash management product is SIPC insured. An investment in the strategy is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The rate quoted is subject to change and will decrease or increase based on changes in market conditions, interest rates, among other factors. The rate quoted is net of transaction and advisory fees.
** Only available in premium portfolios; premium portfolios are the same low 0.20% annual investment advisory fee. Tax-loss harvesting involves certain risks, including the risk that the new investment could have higher costs than the original investment and may introduce portfolio tracking error into your accounts. There may also be unintended tax implications. Prospective Clients should consult with their tax or legal advisor prior to engaging in any tax-loss harvesting strategy. Neither Plenty nor its subadvisor provide tax or legal advice. Tax-loss harvesting may not be suitable for every investor and may have limited or no impact in retirement accounts. Potential eligibility is dependent upon income levels and is not applicable to all investors. For example, tax-loss harvesting may not materially benefit investors in low income tax brackets.
***These opinions are endorsements provided by individuals who are investors in or advisors to Plenty Financial RIA, LLC, but are not clients of Plenty. No compensation was provided to these individuals for their endorsements, however these individuals have an incentive to provide their endorsement, which creates a conflict of interest. Clients should be aware of the conflict that these endorsements create when considering their investment options.
THIS SITE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE. Estimates provided are based on Plenty's research. however, fees may be higher or lower than the fees shown for financial planners, budgeting apps and roboadvisors. Resources reviewed include Nerdwallet, Cnet, and Forbes. This site/application has been prepared by Plenty and is not intended to be (and may not be relied on in any manner as) legal, tax, investment, accounting or other advice or as an offer to sell or a solicitation of an offer to buy any securities of any investment product or any investment advisory service. The information contained in this site/application is superseded by, and is qualified in its entirety by, such offering materials. This site/application may contain proprietary, trade-secret, confidential and commercially sensitive information.
By accessing this site, you signify your agreement with and understanding of the following Terms of Use and Legal Information pertaining to both this site and any material in it. Plenty owns and maintains this site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. Anything that you transmit to this site becomes the property of Plenty, may be used by Plenty for any lawful purpose, and is further subject to disclosure as deemed appropriate by Plenty, including to any legal or regulatory authority to which Plenty is subject. Plenty reserves all rights with respect to copyright ownership of all material at this site, and will enforce such rights to the full extent of the law.